Protect one of the biggest assets of your company

Every year between 800,000 and 1,000,000 people suffer from serious illness. Time and again key persons are among these numbers.

In many cases the absence of key persons means an existential threat for the whole company. Due to the need to find a qualified substitute, the costs for said substitute and the drop in sales, the financial consequences may be disastrous.


Where would my company be without my most competent staff?

The average company is not prepared for the absence of key persons.

What would happen?

Key person insurance is a hedge for the company. The company is policyholder, contributor and beneficiary at the same time.

Most companies have insurance for all possible cases, such as business disruption, business liability or loss of equipment, goods and/or inventory.

However, very few companies think about the risk of absence of their main driving force - key staff members.

For example:

owners, managers, executive board members, executives, leading employees, supervisors and engineers, specialists, freelancers, etc.

Where does the risk lie?

These diseases affect Germans each year:

These diseases affect Germans each year

We protect your key staff members.

With our key person insurance, we give you the possibility to cover the following:

  • Berufsunfähigkeit durch Unfall oder Krankheit und Absicherung von Verlust von Augen, Stimme, Gehör und bestimmter Gliedmaßen als Einmalleistung.
  • Unfalltod als Einmalleistung.
  • Tagegeld als Gehaltsfortzahlung.

Most companies are not prepared for the absence of key staff members.

Most companies are not prepared for the absence of key staff members.